Why you need general liability and property insurance

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Among the things that general liability insurance covers are the two most common risks – a customer getting hurt because of the business, in a slip-and-fall for example, and damage caused to a customer’s property because of the business activities.

Question: Hey Steve, I was wondering if you could give me a little insight. What sort of insurance does my small business really need? There are so many options, it get’s confusing. Thanks!

– Kasandra

Steve Strauss: Back in my lawyer days, I represented insurance companies for a while. And of course, I have bought plenty of policies over the years for my own small business. But to answer your question, I sought out a true expert.

Stephanie Bush is the Head of Small Commercial and Personal Lines for the Hartford, an insurance company that’s a great friend to small business. It’s been insuring small businesses for over 200 years.

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